Travel Insurance Options for Year-Long Stays

Hello everyone, I hope you are all doing well. Currently, I am in Brazil. I have private health insurance here, but it has become quite costly lately due to increasing monthly rates as I age.

I’m searching for companies that offer travel insurance for full year periods.

Many companies I’ve researched seem to max out at 90 days. If anyone can suggest any options, it would really help me out. I am from the United States, which may be relevant since I might need to limit my search to U.S. companies.

Thank you very much!

I’ve been using Genki. You can pay monthly and keep it for as long as you want, then cancel it when you no longer need it. Since I’m currently traveling indefinitely, it suits me perfectly.

Dex said:
I’ve been using Genki. You can pay monthly and keep it for as long as you want, then cancel it when you no longer need it. Since I’m currently traveling indefinitely, it suits me perfectly.

Thank you! Which plan are you on—resident or explorer?

@Brice
I’m using the explorer plan.

Check out GeoBlue. They offer long-stay plans.

Jensen said:
Check out GeoBlue. They offer long-stay plans.

Thanks for the suggestion. I just received a quote from them, but it’s only slightly cheaper than my current private health insurance, so if it’s not a big difference, I might stick with what I have.

I appreciate your input, though.

Definitely go with Genki. I highly recommend them.

Pace said:
Definitely go with Genki. I highly recommend them.

Thanks! Are you using the resident or explorer plan?

Brice said:

Pace said:
Definitely go with Genki. I highly recommend them.

Thanks! Are you using the resident or explorer plan?

I used the explorer plan. They were great with reimbursements.

@Pace
Awesome! I’ll look into that. It sounds more fitting for my needs. Thanks again.

Brice said:
@Pace
Awesome! I’ll look into that. It sounds more fitting for my needs. Thanks again.

No problem! It’s quite straightforward, and there are no long-term contracts. :slight_smile:

Allianz has an annual travel policy. I’ve renewed it every year, and they have covered my few claims. I believe the premium plan is around $550, while there’s a mid-tier option for about $250.

Sam said:
Allianz has an annual travel policy. I’ve renewed it every year, and they have covered my few claims. I believe the premium plan is around $550, while there’s a mid-tier option for about $250.

I actually called Allianz before posting. The representative informed me that they can’t cover stays longer than 90 days.

@Brice
Ah, that’s unfortunate. Sorry about that! =(

I have an annual policy with GeoBlue that cost me around $250.